I dont want it to end but I do

I don't know what's the right thing to do there's so many things going on in my head rn.
I love him but at the same time i feel like being with him is hurting the two of us and in this kind of "we're taking a break" situation that we have right now it's just getting worse and worse.
but, do I really love him ? I think so , but maybe im not "in love" with him anymore. or maybe i'm in love with the thought of being in love with him..
also I don't think I can actually look him into the eyes and say that we're over for real this time.
I just cant. and I don't wanna do it over the phone because I don't think that that's the kind of ending our relationship deserves.
ugh tears are running down my face right now and I don't know what to do.
I don't want it to be over
but it's time to end it for real